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SwiftSterling.co.uk can help you

  • Cover unexpected expenses
  • Pay bills on time
  • Avoid bank fees

Payday Loans

It is not uncommon to fall short on funds before pay dates. When unexpected expenses occur, a payday loan can be a helpful tool to provide short-term assistance. Typical banks do not often grant loans for small amounts of time and accrue high amounts of interest by stretching the repayment over a full year. A payday loan from SwiftSterling.co.uk enables you to borrow only what you need, then have it repaid and done with on your next pay date.

It is important that you use a payday loan responsibly, only for that which it is intended. One might responsibly use a payday loan to cover unexpected expenses, relieve a temporary cash shortage, or to avoid being overdrawn with the bank. SwiftSterling.co.uk does not advise using a payday loan to routinely cover living expenses, for extra spending money, or to pay off another payday loan. If you are concerned about your finances, or are seeking a long-term solution, you should seek debt advice from an agency such as Citizens Advice, National Debtline, or the Consumer Credit Counselling Service.

To qualify for a payday loan from SwiftSterling.co.uk, we require that you are 18 years of age or older, currently living in the United Kingdom, regularly employed, receiving your pay directly to your bank account, and taking home at least £333.50 per pay period. The application process is quite simple and once approved, the money could be sent to your bank account on the same day that you apply. Processing times may vary depending on your bank and the occurrence of bank holidays.

Once you have considered your overall financial situation and circumstances to ensure that a short-term, occasional payday loan is the right solution for your current need, complete the application to create an account. Click the button below to apply for a payday loan.

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Are you Eligible for a Short-Term Loan?

You must:

  • Be a resident of the UK (England, Scotland, Wales and Northern Ireland)
  • Be employed
  • Be at least 18 years old
  • Be paid by direct deposit
  • £333.50 per pay period

If you meet these requirements, you may be eligible for a loan with us.

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Representative Example:


If £200.00 was borrowed for a period of 30 days at fixed rate of £29.98 per £100.00 (353% Per Annum), the total amount repayable is £259.96. 2329% APR Representative.

 

Available in the following regions

Apply Now for Payday Loans